WHAT YOU SHOULD DO IF YOU BECOME A VICTIM OF IDENTITY THEFT

WHAT YOU SHOULD DO IF YOU BECOME A VICTIM OF IDENTITY THEFT
(February 1, 2001)

If you discover that you've been the victim of identity theft, the Federal Trade Commission recommends that you take the following actions immediately:

Contact the fraud departments of each of the three major credit bureaus: (1) Equifax (800) 525-6285; (2) Experian (888) 397-3742; and (3) Trans Union (800) 680-7289. Tell them to flag your file with a "Fraud Alert," and include a statement that creditors should call you if they receive requests for new accounts.
Contact your creditors' security or fraud department and inquire about any accounts that have been tampered with or opened fraudulently. Follow up the phone call with a letter detailing your concerns.
File a police report, and keep a copy in case your creditors need proof of the crime.

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DISCLAIMER: This article has been prepared by Melissa C. Marsh for the benefit of clients and friends. Although prepared by a professional, this article should not be used as a substitute for legal advice because your specific factual circumstances may differ, the laws of your jurisdiction may differ, your specific situation may require different advice, or the laws may have changed. Readers should not act upon the information contained in this article without first seeking the advice of a local licensed and practicing attorney.
If you have questions relating to this article, please call (323) 655-1002 or email: mmarsh@yourlegalcorner.com.